Willie Morales+FollowWhy Gold Is the New Safe Bet for 2024Heads up, money-watchers: A Danish pension fund is ditching all its U.S. government bonds, saying America’s finances are getting too risky. The move is small but signals a bigger trend—investors worldwide are swapping out dollars and Treasuries for gold and other safe havens. If you’re worried about your savings, maybe it’s time to check out what’s happening with gold prices. Sometimes, playing it safe means thinking outside the dollar. #Business #MakeMoney #MoneyMoves00Share
Willie Morales+FollowCredit Card Cap: Good News or Wallet Wrecker?Heard the buzz about a 10% cap on credit card interest rates? While it sounds like a win for your wallet (imagine saving $700 a year on interest!), big banks like Chase say it could mean fewer people get approved for cards at all. So, you might pay less if you carry a balance, but some folks could lose their backup plan for emergencies. Would you trade lower rates for stricter approval? #Business #MakeMoney #MoneyTalk10Share
Christine Baxter+FollowRetirement Money Traps You Can DodgeHere’s a coffee break tip: Retirees often lose cash by skipping senior discounts, holding onto big houses, or helping out adult kids a little too much. The market shift? More companies offer deals for seniors, but you have to ask! Want to stretch your savings? Downsize your home, check for discounts everywhere (even car washes!), and set a budget for gifts and donations. Treat your nest egg like your favorite coffee—don’t let it leak! #Business #MakeMoney #RetirementHacks00Share
nkent+FollowHow Much Does $100K Really Pay in Retirement?Ever wondered what a $100,000 annuity actually puts in your pocket each month? It’s like trading your savings for a steady paycheck—think $525 to $1,000 monthly, depending on your age and how you set it up. The catch? The more guarantees you want (like payouts for your spouse or inflation protection), the smaller your check. If you want flexibility, you might only annuitize part of your savings. It’s all about matching your money moves to your lifestyle goals! #Business #MakeMoney #MoneyTalks00Share
Joseph Livingston+FollowHow Retirees Can Dodge Big Tax Bills in 2026Coffee break tip: If you’re nearing 73 and have a traditional retirement account, get ready for those required withdrawals (RMDs) that can bump up your taxes and Medicare costs. But here’s the hack: you can shrink those RMDs by moving money to a Roth IRA, giving to charity, or even making your younger spouse your account’s main beneficiary. It’s all about timing and strategy—think of it as stretching your retirement dollars further so you keep more cash in your pocket! #Business #MakeMoney #retirementhacks00Share
Joseph Livingston+FollowHow Birmingham is making tax season stress-freeFiling taxes doesn’t have to be a headache or cost a fortune in Birmingham. Thanks to United Way of Central Alabama’s Free Tax Preparation program, locals like small business owner Melissa Gough are getting expert help without the big price tag. Whether you’re filing for the first time or just tired of expensive services, this team makes the process easy and supportive. If your household income is $54,000 or less, you can get your taxes done for free, and even those earning up to $89,000 have helpful options. Plus, volunteering with this program is a great way to give back. Who else has tried this? #Business #MakeMoney #Birmingham00Share
Willie Morales+FollowHow to Score Free Cash from Chase BankHere’s a coffee break tip: Chase Bank is giving away up to $3,000 if you open a Private Client Checking Account by April 15. The catch? You’ll need to bring in a hefty deposit (think $150,000+), but even smaller deposits can snag you a bonus. It’s a classic move—banks offering sweet deals to lure in new customers. If you’re not rolling in dough, you can still grab $400 with a regular checking account. Just don’t forget to double-check any offers to avoid scams! #Business #MakeMoney #MoneyHacks00Share
Robyn Anderson+FollowTurn Your HSA Into a Healthcare Nest EggHere’s a money move you might be sleeping on: your Health Savings Account (HSA) isn’t just for paying this year’s doctor bills. If you can swing it, let your HSA cash chill and grow—tax-free! Most folks treat it like a piggy bank, but investing those dollars could mean way more help with future medical costs (think: retirement). Just keep receipts and only dip in for real health needs to dodge penalties. It’s like a secret weapon for your wallet and your well-being. #Business #MakeMoney #MoneyHacks00Share
nkent+FollowStop Letting Banks Nickel-and-Dime YouEver feel like your bank is sneakily eating away at your cash with random fees? You’re not alone. From monthly service charges to surprise ATM fees, these little costs add up fast. But here’s the hack: most of these fees can be waived if you know how to ask or set up your account right. Next time you spot a fee, don’t just accept it—call your bank and negotiate. You’ll be surprised how often they say yes! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowRetirement Moves That Quietly Drain Your WalletHere’s a Suze Orman hot take for your next coffee break: loading up your IRA with fancy products (like variable annuities) can quietly eat away at your savings, thanks to hidden fees. Pair that with grabbing Social Security too early (like at 62), and you could be stuck with a smaller monthly check for life. The big money hack? Double-check what’s in your retirement account and think twice before claiming Social Security early—your future self will thank you! #Business #MakeMoney #RetirementHacks00Share
