Heard the buzz about a 10% cap on credit card interest rates? While it sounds like a win for your wallet (imagine saving $700 a year on interest!), big banks like Chase say it could mean fewer people get approved for cards at all. So, you might pay less if you carry a balance, but some folks could lose their backup plan for emergencies. Would you trade lower rates for stricter approval? #Business #MakeMoney #MoneyTalk