Coffee break tip: If you’re nearing 73 and have a traditional retirement account, get ready for those required withdrawals (RMDs) that can bump up your taxes and Medicare costs. But here’s the hack: you can shrink those RMDs by moving money to a Roth IRA, giving to charity, or even making your younger spouse your account’s main beneficiary. It’s all about timing and strategy—think of it as stretching your retirement dollars further so you keep more cash in your pocket! #Business #MakeMoney #retirementhacks