randerson+FollowIs 2025 Finally the Year to Buy a House?Thinking about buying a home? 2025 brought a little relief: for the first time since 2020, homes actually got a bit more affordable. Prices still crept up, but slower than before, and lower mortgage rates plus bigger paychecks meant buyers spent less of their income on monthly payments. Midwest cities saw the biggest price jumps, while some Texas markets cooled off. If you’ve been waiting for a better time to buy, this might be your sign! #RealEstate #HomeBuying #RealEstateTips00Share
Aaron Ballard+FollowWhy Your FHA Loan Might Hit PauseHeads up if you’re house hunting: HUD just hit the brakes on two mortgage lenders in some Southern cities because too many of their FHA loans went sour. If you’re shopping for a home with an FHA loan, you might find fewer options for now. The reason? Rising costs and inflation made it tough for first-time buyers to keep up. Expect more lenders to get a timeout if defaults keep climbing! #RealEstate #FHALoan #HomeBuying00Share
megan01+FollowHow Low Can Your Mortgage Go?Thinking about buying a home or refinancing? Mortgage rates have been dropping, but don’t expect them to slide under 5% anytime soon. Experts say we’d need a perfect storm—think super low inflation and a sluggish job market—for that to happen. If you want to save now, check out adjustable-rate or 15-year loans, and always shop around for the best deal. Rates can change fast, so be ready to pounce when the numbers look good! #RealEstate #MortgageTips #HomeBuying10Share
Matthew Jackson+FollowShould You Refinance With Rates Under 6%?Quick coffee break tip: Mortgage rates have dipped below 6% for the first time in a while, making it a solid moment to check your options if you’ve been waiting to buy or refinance. While the Fed probably won’t cut rates again soon, you can still snag a deal by shopping around. If your current rate is over 7%, refinancing could save you serious cash—just remember to factor in those pesky closing costs! #RealEstate #MortgageRates #HomeBuying00Share
Denise Kemp+FollowHow to Spot an Overpriced Home in 2026House hunting in 2026? Here’s a money-saving hack: If a home’s been online for weeks with no one biting, or if similar places nearby sold for less, it’s probably overpriced. Don’t be fooled by shiny new countertops if the basics are outdated. And if you see price drops or credits after inspections, that’s your cue to negotiate hard. Do your homework and don’t settle—there are deals out there! #RealEstate #RealEstateTips #HomeBuying11Share
russellolson+FollowHow Much to Buy a House? It Depends Where!Thinking about buying your first home? Here’s the scoop: if you’re in London, you’ll need to save nearly £45k for a 10% deposit—about three times more than in Scotland or northern England. That’s almost a decade of saving if you stash away 10% of your pay each month! If you want to speed things up, check out Lifetime ISAs or see if family can help with a boost. Location really is everything when it comes to getting on the property ladder. #RealEstate #HomeBuying #MoneyHacks00Share
davenportmeghan+FollowWhere Can You Actually Afford a House?Thinking about buying a home? Here’s the scoop: in most big U.S. cities, the average person can’t afford 3 out of 4 homes on the market. If you want a shot at homeownership without breaking the bank, check out cities like Pittsburgh or Detroit—over 40% of homes there are within reach for regular folks. Meanwhile, Miami and LA? Practically off-limits unless you win the lottery. Until more homes are built, don’t expect prices to chill out. #RealEstate #HomeBuying #MoneyTips00Share
randerson+FollowHome Loans Just Got Cheaper—But Is It Enough?Grab your coffee—here’s the scoop: mortgage rates have dropped to their lowest in over three years, making home loans a bit less scary. But before you start house hunting, know this: home prices are still sky-high, and most folks can’t afford the typical $365K price tag. Even with lower rates, buyers are still spending a big chunk of their paycheck on housing. If you’re thinking about buying, keep an eye on your budget and don’t get swept up by the hype! #RealEstate #mortgagerates #homebuying00Share
Matthew Jackson+FollowWill We See 5% Mortgage Rates Again?Thinking about buying a home or refinancing? Mortgage rates have been dropping, but don’t hold your breath for rates under 5% anytime soon. Experts say it’s possible, but only if inflation cools way down and the economy slows. For now, you can snag rates in the high 5% range if you shop around or try an adjustable-rate mortgage. Pro tip: Compare lenders and be ready to lock in a deal when rates dip! #RealEstate #MortgageRates #HomeBuying10Share
russellolson+FollowWhy $500K Homes Are Out of Reach NowEver wonder why that $500K house suddenly feels like a lottery win? It’s not just the price tag—it’s the new, stricter rules lenders use to decide if you can actually afford it. Thanks to these formulas, you now need a six-figure salary just to get in the door. So, before you fall in love with a listing, check your monthly debts and income. Pro tip: paying down credit cards or boosting your down payment can help you squeak past the gatekeepers! #RealEstate #HomeBuying #MoneyHacks10Share
