Thinking about buying a home or refinancing? Mortgage rates have been dropping, but don’t expect them to slide under 5% anytime soon. Experts say we’d need a perfect storm—think super low inflation and a sluggish job market—for that to happen. If you want to save now, check out adjustable-rate or 15-year loans, and always shop around for the best deal. Rates can change fast, so be ready to pounce when the numbers look good! #RealEstate #MortgageTips #HomeBuying