Grab your coffee—here’s the scoop: mortgage rates have dropped to their lowest in over three years, making home loans a bit less scary. But before you start house hunting, know this: home prices are still sky-high, and most folks can’t afford the typical $365K price tag. Even with lower rates, buyers are still spending a big chunk of their paycheck on housing. If you’re thinking about buying, keep an eye on your budget and don’t get swept up by the hype! #RealEstate #mortgagerates #homebuying