Tag: makemoney - Page 9

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nkent

Why I Let My Kids Destroy My Credit Cards

Dave Ramsey’s latest advice? Grab the scissors and let your kids help you cut up your credit cards. It’s not just about ditching debt – it’s about showing your family that living without plastic is possible. The big shift: more folks are swapping credit for debit or cash, even if it means some sacrifices and weird looks from friends. Want to build wealth? Start with the basics: spend less, save more, and let your kids see you do it. #Business #MakeMoney #MoneyHacks

Diane Carter

Should You Grab Social Security Early?

Heard Social Security might run low by 2033? Don’t panic—checks won’t vanish, but they could shrink. If you’re eyeing retirement, grabbing your benefits sooner could mean more money in your pocket before any cuts hit. Think of it as getting your coffee before the shop runs out of your favorite blend. But remember, starting early means smaller monthly checks for life, so weigh your options based on your health and savings. Timing really is everything! #Business #MakeMoney #SocialSecurity

Willie Morales

How to avoid surprise utility fees after loss

Getting hit with a $210 deposit just for transferring a utility account after a spouse passes away? That’s what happened to Marsha Thomas in Chicago, and it’s a wake-up call for anyone managing household bills after a loss. Even with a perfect payment record, she was charged as if she were a brand-new customer—until she pushed back and got her money refunded. The lesson: always double-check how your utility handles account changes, ask about deposit waivers, and don’t hesitate to escalate if something feels off. Anyone else run into surprise fees like this? Let’s share tips and experiences below. #Business #MakeMoney #ConsumerTips

Diane Carter

Atlanta couple faces $50K debt and no savings

Living in Atlanta with $50,000 in debt and zero retirement savings, Jenny and her husband are working five jobs between them—yet they’re still renting and struggling to get ahead. What’s holding them back? It’s not just the bills; it’s the lack of a shared financial plan. Jenny’s pushing for change, but her husband isn’t on the same page, and small habits like eating out keep adding up. Their story is a real reminder: getting out of debt takes teamwork, total honesty, and a budget you both believe in. How do you and your partner tackle money stress? #Business #MakeMoney #Atlanta

cody79

Money Moves to Dodge in 2026 (and Why)

Thinking about leveling up your money game in 2026? Here’s the scoop: acting on impulse—like panic-buying stocks after a news alert or splurging on a new car after a raise—can quietly wreck your savings. The real hack? Slow down, make a plan, and don’t put all your eggs in one basket. Also, don’t get cozy with high-interest debt or forget to teach your kids about money. Smart moves now = less stress and more cash later! #Business #MakeMoney #MoneyTips

Joseph Livingston

Tax Mistakes That Can Cost You (and How to Dodge Them)

Ever worry about the IRS giving your taxes the side-eye? Turns out, most audits aren’t about cheating—they’re about simple slip-ups, like a wrong number or forgetting a form. Even if you’re not rolling in cash, double-checking your info and filing on time can save you stress (and maybe even get you a refund). Pro tip: keep a separate account for tax money to avoid mix-ups! #Business #MakeMoney #MoneyHacks

Christine Baxter

Heads Up: Your Credit Card Might Not Work at Walmart

Next time you’re grabbing groceries at Walmart or Target, your go-to credit card might not swipe. Thanks to a new deal, big stores could start charging extra for certain cards—or even say “no thanks” to some altogether. This is all about retailers wanting to dodge those pesky card fees, especially on fancy rewards cards. So, double-check your wallet before checkout—your usual card could get the boot! #Business #MakeMoney #CreditCardTips

Christine Baxter

Roth Conversions: Still Worth a Look in 2026?

Thinking about skipping Roth conversions now that tax rates aren’t jumping in 2026? Not so fast! The real money move is to check your own numbers every year, not just follow the crowd. Some retirees are missing out on lower taxes by assuming the rules have changed. The best hack: project your future income and tax rates, and convert when it saves you the most. Don’t let old assumptions cost you! #Business #MakeMoney #RothConversion

Emily Rogers

Do I Even Need to File Taxes This Year?

Tax season is back, but not everyone needs to stress about it. If you made less than $15,750 (single) or $31,500 (married, both under 65), the IRS says you’re off the hook for filing. But here’s the hack: even if you made less, you might want to file anyway—you could score a refund or credits. Don’t leave free money on the table! #Business #MakeMoney #TaxTips