Dave Ramsey’s latest advice? Grab the scissors and let your kids help you cut up your credit cards. It’s not just about ditching debt – it’s about showing your family that living without plastic is possible. The big shift: more folks are swapping credit for debit or cash, even if it means some sacrifices and weird looks from friends. Want to build wealth? Start with the basics: spend less, save more, and let your kids see you do it. #Business #MakeMoney #MoneyHacks