Willie Morales+FollowWhy Your Bank Is Suddenly Charging MoreEver notice those sneaky monthly fees on your bank statement? Six big banks just hiked their maintenance charges, making it harder to avoid paying just to keep your money parked. If you don’t have a steady paycheck or keep a high balance, you’re likely getting dinged. It’s like paying a subscription for your own cash! With so many fee-free options out there, maybe it’s time to shop around and keep more of your money for coffee runs, not bank fees. #Business #MakeMoney #BankFees00Share
Joseph Livingston+FollowHow IRS Tax Moves Could Hit Your 401(k)Here’s a coffee break scoop: The IRS wants to tighten the rules on how foreign government funds (think: big overseas piggy banks) invest in the US. If these funds act more like business owners than passive investors—like helping companies with debt makeovers—they could get taxed. Why care? Some public pension funds could get caught in the net, which might affect returns for regular folks’ retirement accounts. Stay tuned—comments are due soon! #Business #MakeMoney #taxes10Share
Diane Carter+FollowChase Bank opens new doors in Mountain BrookA brand-new Chase Bank branch just opened in Mountain Brook Village, bringing more banking options right to our neighborhood. The spot at 2629 Cahaba Road has been rebuilt after a fire destroyed the old building, and now it’s buzzing with activity again. With this addition, there are now seven Chase branches in the Birmingham area, and the bank plans to triple its presence statewide by 2030. What do you think about more big banks moving into our local communities? Does it make banking easier, or do you miss the smaller, local options? #Business #MakeMoney #MountainBrook00Share
Emily Rogers+FollowChase account freezes leave Chicagoans strandedImagine suddenly losing access to your own money for weeks—several Chicago-area Chase customers say that’s exactly what happened. People from Lombard to River North found their accounts frozen, with tens of thousands of dollars locked up and little explanation from the bank. For some, it meant scrambling to pay bills or support family. Chase says it’s about fraud protection, but these holds are causing real stress. If you’re planning a big deposit or withdrawal, let your bank know ahead of time and keep records. Has anyone else run into this? How did you handle it? #Business #MakeMoney #Chicago10Share
Christine Baxter+FollowHow Much Cash Do You Really Need for Emergencies?Ever wonder how much cash you should stash for a rainy day? Turns out, upper-middle-class families are parking way more than the usual 3-6 months of expenses—some even keep $100K+ in savings! Why? With big monthly bills, layoffs, and kids’ costs, that cushion disappears fast. The real hack: tailor your emergency fund to your lifestyle, not some generic rule. Peace of mind > earning a few extra bucks in the market! #Business #MakeMoney #EmergencyFund60Share
James Cook+FollowSocial Security Hack: Keep More of Your CheckHere’s a coffee break tip for anyone eyeing Social Security early: Not all money you make will shrink your monthly check! If you’re getting cash from investments, rental properties, or even gifts, that won’t count against your benefits limit before full retirement age. The real catch? Only your actual job paycheck matters for the cap. So, if you want to pad your wallet without losing out, focus on these income streams until you hit full retirement age. Easy win! #Business #MakeMoney #SocialSecurity10Share
Willie Morales+FollowStop Debt Collectors Calling After a Parent DiesEver get weird calls about a late parent’s credit card? Here’s the scoop: You’re usually NOT on the hook for those bills unless your name is on the account. Most of the time, the estate pays what it can, and the rest just... disappears. If collectors keep bugging you, know your rights: you can tell them to stop, and they legally have to listen. Watch out for scammers, too—never pay up or share info without proof! #Business #MakeMoney #MoneyLifehacks22Share
Diane Carter+FollowHow to Not Get Scammed With Big ChecksEver get handed a cashier’s check for a car or house deal and think, “Sweet, I’m set”? Not so fast. Scammers love these checks because banks make the money look available fast, but if the check is fake, you’re on the hook—sometimes weeks later. Always verify the check with the issuing bank (don’t use the number on the check!) and never hand over your car or keys until you’re 100% sure the money is real. Protect your wallet! #Business #MakeMoney #MoneyHacks00Share
cody79+FollowWhy Your Money Order Just Got PricierHeads up if you’re old-school about paying bills with money orders: starting in 2026, there’s a new 1% fee when you use cash or paper to send money, thanks to a federal tax. It’s like a “cash penalty” for not going digital. If you want to dodge the extra cost, try switching to debit or bank transfers, or ask your billers about the cheapest way to pay. Little changes can save you real money over time! #Business #MakeMoney #MoneyLifehack00Share
Willie Morales+FollowShould You Pay Mom’s Credit Card Debt?Here’s a money lifehack for anyone dealing with a family loss: If you get a life insurance payout after a parent passes, you don’t have to use that money to pay off their credit card bills—unless you co-signed or agreed in writing. Credit card debt is tied to the estate, not to you personally. Don’t let family guilt-trips drain your financial cushion. Protect your wallet and know your rights! #Business #MakeMoney #MoneyLifehacks10Share
