Christine Baxter+FollowNew IRS Tax Deduction: Seniors, Don’t Miss Out!Heads up if you’re 65 or older: there’s a new IRS tax break that could put an extra $670 (or more) back in your pocket this year. With groceries and meds costing more, every bit helps. The best part? You don’t have to do anything fancy—just claim the standard deduction and you’re good. But don’t sleep on it; a lot of folks miss out simply because they don’t know it exists. Spread the word! #Business #MakeMoney #TaxBreak20Share
nkent+FollowTax Forms Decoded: Save Money This SeasonTax season stressing you out? Here’s a coffee break tip: knowing your 1040s from your 1099s can actually put more cash in your pocket. Whether you’re side hustling, paying off student loans, or just want to avoid a surprise bill, understanding these 14 forms is your shortcut to a smoother (and possibly richer) tax season. Don’t let paperwork eat your refund! #Business #MakeMoney #TaxTips10Share
nkent+FollowWalmart & Target Might Decline Your Credit CardHeads up, big-box shoppers: Walmart and Target can now pick which credit cards they’ll accept, thanks to a new deal with Visa and Mastercard. Translation? Your go-to rewards card might get rejected at checkout, or you could see surprise fees. The drama: Retailers are tired of paying high swipe fees on premium cards, so they’re steering us toward cheaper payment options. Tip: Always have a backup card or cash handy, and check store policies before you shop! #Business #MakeMoney #MoneyHacks30Share
nkent+FollowAre You Secretly Winning at Retirement?Ever wonder if your retirement savings are actually ahead of the game? Turns out, if you’ve started saving early, know your target number, or have more than $18k stashed by 35, you’re beating most Americans. The big shift: more people are starting late and dipping into their savings early, which can set you back. The lifehack? Even small, consistent contributions (and not touching your nest egg) can make you a retirement rockstar. Time to check your score! #Business #MakeMoney #MoneyLifehacks00Share
Christine Baxter+FollowWhen Your Car Payments Eat Your PaycheckEver feel like your car is driving your wallet off a cliff? One couple with three kids called Dave Ramsey for help after racking up $140K in debt—half of it just on cars! With a stay-at-home mom, student loans, and a new business, their monthly bills were outpacing their income. Ramsey’s blunt advice: ditch the fancy wheels and boost your income ASAP. Lesson? If your car payment is bigger than your grocery bill, it’s time to downsize! #Business #MakeMoney #MoneyTalks01Share
Willie Morales+FollowNew IRS Tax Deductions: What’s in It for You?Tax season is almost here, and the IRS is shaking things up with new standard deductions for 2025. If you usually just take the easy route on your taxes, good news: the standard deduction is going up, which means you could keep more of your paycheck. No need to keep every coffee receipt—just claim the new amount and watch your tax bill shrink! #Business #MakeMoney #taxseason00Share
James Cook+Follow10 Tax Docs Seniors Need for 2026 DeductionsTax season just got a makeover for retirees! Thanks to the new One Big Beautiful Bill Act, there are fresh deductions like the $6,000 Senior Bonus and car loan interest breaks—but only if you bring the right paperwork. Miss a form, and you could lose out on thousands or even trigger an IRS audit. Pro tip: Gather those new forms (like 1099-DA for crypto) early, and double-check your receipts. It’s the easiest way to keep more cash in your pocket and avoid tax-time headaches! #Business #MakeMoney #TaxSeason202600Share
Christine Baxter+FollowTreating Your House Like an ATM? Yikes!Ever thought of using your home equity line of credit (HELOC) like a giant credit card? One caller to The Ramsey Show did just that, racking up $400K in debt—even with a $500K income! The big takeaway: easy access to home equity can make overspending way too tempting. If you’re tempted to dip into your home’s value for non-essentials, set a strict budget and pay it down fast—your future self (and your house) will thank you! #Business #MakeMoney #MoneyHacks00Share
Diane Carter+FollowSurprising Social Security Facts for Your WalletDid you know Social Security isn’t just for retirees? Even kids and spouses can sometimes get benefits, and your monthly check might be less than you expect if you claim early. The biggest surprise: full retirement age is now 67 for most of us, so waiting could mean more money in your pocket. Take a few minutes to check your Social Security account—even if you’re years from retiring. It’s a smart move for your future self! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowHow Your Credit Score Can Save You $$Ever wonder why your friend gets a lower car loan rate? It’s all about that credit score! Most folks have a score around 705, and keeping yours in the 'good' zone (think 670+) can unlock better deals on everything from mortgages to rewards cards. The big shift? Buy Now Pay Later services are shaking up how scores are built—great if you pay on time, risky if you don’t. Pro tip: Set up auto-pay and check your score for free through your bank! #Business #MakeMoney #CreditScore00Share