So you finally got the keys to your new place—congrats! But here’s the real talk: most buyers get hit with surprise repair bills in the first year, from leaky sinks to busted HVACs. Turns out, the “hidden” costs like utilities, insurance, and random fixes can feel like a second mortgage. Pro tip: stash some cash for repairs, and don’t skip the inspection. Your wallet will thank you when the water heater calls it quits! #RealEstate #HomeBuying #MoneyHacks