Here’s your coffee break tip: mortgage rates have finally slipped below 6% for both 30-year and 15-year loans. That’s a big change from the sticker shock we’ve seen in recent years. If you’ve been waiting for a sign to buy or refinance, this could be your window. Just remember, rates change fast—so if you spot a deal that fits your budget, it might be smart to lock it in before it bounces back. #RealEstate #MortgageRates #HomeBuying