Thinking about buying a home or refinancing? Here’s your coffee break scoop: mortgage rates have dipped to 6.12% for a 30-year loan and 5.50% for 15 years. That’s about a full point lower than earlier this year! But with the Fed’s latest meeting, rates could bounce around. If you’re tired of waiting, now might be a smart time to shop around and lock in a deal before competition heats up in 2026. Don’t just wait for the perfect rate—see what you can snag today! #RealEstate #MortgageRates #HomeBuying