nkent+FollowHow to Dodge a Medicare Price Hike in RetirementHere’s a money move for your future self: not all retirement income will bump up your Medicare premiums. If you’re living off Roth IRA withdrawals or using an HSA for medical bills, you’re in the clear—those don’t count toward the income Medicare uses to set your rates. But big investment wins or cashing out too much from your 401(k) could mean a surprise bill. Planning ahead can keep more cash in your pocket for the fun stuff! #Business #MakeMoney #RetirementHacks11Share
Emily Rogers+FollowAre You Playing It Too Safe With Retirement Cash?Coffee break tip: If you retired early and are sticking to the classic 4% withdrawal rule, you might be leaving fun money on the table. Bill Bengen, the guy who made the rule, says it’s not one-size-fits-all—market ups and downs, inflation, and your own flexibility matter. If your investments are doing well or you can cut back when needed, you could spend a bit more guilt-free. Don’t let old rules cramp your style! #Business #MakeMoney #RetirementHacks10Share
Jeffery Fry+FollowAldi Finds Every Retiree NeedsIf you’re retired and want to make your money go further, Aldi is a goldmine! From affordable multivitamins and ibuprofen to fresh fruit, cheese, and even German chocolates, Aldi’s got your essentials (and treats) covered. Stock up on pantry staples, organic foods, and fun snacks without blowing your budget. Pro tip: Don’t skip their German Week for some international flavor! Shopping smart at Aldi means more cash for the fun stuff in retirement. #Shopping #AldiFinds #RetirementHacks170Share
Christine Baxter+FollowHow $500 Can Supercharge Your Nest EggHere’s a coffee break tip: That $500 burning a hole in your pocket? Turns out, it can go a long way for your future self. Some boomers are using it for tax planning software or a quick session with a tax pro, unlocking big savings on taxes in retirement. Others stash it in a health savings account or even buy gold as a hedge against inflation. The real money hack? Small moves now can mean big comfort later. #Business #MakeMoney #RetirementHacks41Share
Christine Baxter+FollowAre Your 401(k) Fees Eating Your Lunch?Tony Robbins just dropped a reality check: your 401(k) or IRA could be quietly draining your future coffee budget. He says most people set and forget their retirement accounts, missing sneaky fees and tax traps that can shrink your nest egg. The big shift? More folks are waking up to Roth 401(k)s for tax-free withdrawals later. Robbins’ money hack: log in, check your fees, and don’t blindly trust those default investments. Your future self will thank you! #Business #MakeMoney #RetirementHacks10Share
James Cook+FollowRoth IRA vs 401(k): Which Grows Your Coffee Fund?Thinking about your future latte budget? Dave Ramsey says Roth IRAs beat 401(k)s because you get to keep more of your money tax-free when you retire. But don’t skip out on your 401(k) match at work—that’s basically free cash for your future self. The big shift? More folks are mixing both accounts to cover all their retirement bases, since each has different limits and perks. Start early, stay consistent, and let your money work while you sip that brew! #Business #MakeMoney #RetirementHacks10Share
Brad Caldwell+FollowBeach Life on a Budget? Yes, Really!Ever dream of sipping coffee on your porch with ocean views—without blowing your retirement savings? Turns out, you don’t need a millionaire’s wallet to live by the beach. From Florida to California, there are cozy coastal towns where retirees can live comfortably for $1,700 a month or less. The big shift? Rising living costs have more folks hunting for hidden gems where their dollars stretch further, and these spots deliver sun, sand, and savings. Who says beach living is just for the rich? #RealEstate #RetirementHacks #BeachLiving00Share
Emily Rogers+FollowHow to Dodge a Big Tax Bill on Retirement MoneyIf you’re nearing retirement and dreading those forced withdrawals from your 401(k) or IRA (aka RMDs), here’s the scoop: the IRS wants its cut, but you’ve got options to keep more cash in your pocket. From rolling over to a Roth IRA to donating to charity or even marrying someone younger (seriously!), there are legit ways to shrink your tax bill. The big shift? More retirees are getting creative to avoid surprise tax hits—so don’t just let the IRS call the shots! #Business #MakeMoney #retirementhacks01Share
Ernest Harris+FollowLiving Solo? Here’s Why It Costs MoreDid you know nearly 1 in 3 Americans over 65 now live alone? With prices climbing, these “solo-agers” are feeling the pinch more than ever. Without a partner or kids to split bills or help out, every expense—from rent to groceries—hits harder. If you’re flying solo, it’s smart to build a support network and get your paperwork in order early. Planning ahead is the ultimate money move! #Business #SoloAging #RetirementHacks20Share
Emily Rogers+FollowIs Your Retirement Fund Secretly Winning?Ever wonder if your retirement stash is actually ahead of the pack? Here’s the scoop: if you’ve got any savings at all, you’re already doing better than a third of Americans. If you’re hitting those age-based milestones (think: 1x your salary by 30, 3x by 40), you’re cruising past the average. The real money hack? Capture that employer match and bump up your savings rate each year. Small moves now = big comfort later. Coffee break brag: you might be closer to a cushy retirement than you think! #Business #MakeMoney #RetirementHacks00Share
