Denise Kemp+FollowMortgage Rates Drop: Should You Refinance Now?Grab your coffee—mortgage rates just hit a 3-year low, dipping to 5.99% after a big government move. If you’re a homeowner, this could mean smaller monthly payments or a chance to pay off your house faster. The buzz? Now’s a smart time to look at refinancing or making extra payments. Even rounding up your payment or tossing in your tax refund can help you ditch that mortgage sooner. Worth a peek if you want to free up your budget! #RealEstate #MortgageRates #Refinance00Share
Brad Caldwell+FollowShould You Refinance With Today’s Mortgage Rates?Thinking about refinancing your mortgage? Hold up—rates are still hovering above 6%, which isn’t great if you locked in a sweet deal back in 2020 or 2021. Instead of refinancing, consider tapping your home’s equity with a home equity loan or HELOC for things like renovations or tuition. Just remember, your house is on the line, so borrow smart! #RealEstate #MortgageRates #HomeEquity00Share
davenportmeghan+FollowMortgage Rates Up: Should You Refi Now?Heads up, homeowners! Mortgage refinance rates just ticked up again—30-year refis are now at 6.22%. That means if you’re thinking about swapping out your current loan, your monthly payment could be a bit higher than last week. The big takeaway? If you’re waiting for a better deal, it might pay to hold off and keep an eye on rates. In the meantime, boost your credit score and pay down debt to snag the best offer when the time is right. #RealEstate #MortgageRates #Refinance00Share
Heather Moore+FollowZillow Says: Mortgage Rates Finally Drop!Good news for anyone eyeing a new home or thinking about refinancing: mortgage rates are finally coming down! After a couple of years of sky-high rates, the Fed’s recent rate cuts have pushed the average 30-year mortgage down to 5.99%. That means real savings if you’re ready to make a move. Pro tip: shop around for the best rate, especially if your credit’s in good shape. Even a small drop can mean big bucks saved over time! #RealEstate #mortgagerates #homebuying11Share
Aaron Ballard+FollowWhy Your Neighbors Aren’t Moving AnymoreEver wonder why those 'For Sale' signs barely pop up in your neighborhood? Blame the 'lock-in effect.' Lots of homeowners snagged super-low mortgage rates a few years back, so now they’re sticking with what they’ve got—even if their house doesn’t fit anymore. That means fewer homes for sale, higher prices, and first-time buyers facing slim pickings. If you’re house hunting, patience and flexibility are your best friends until more people decide to move. #RealEstate #housingmarket #mortgagerates00Share
Aaron Ballard+FollowWhy Your Neighbors Aren’t Moving AnymoreEver wonder why those 'For Sale' signs have all but disappeared? Home sales just hit a 30-year low because folks with super-low pandemic mortgages don’t want to swap them for today’s sky-high rates. It’s like being stuck in a great apartment with cheap rent—you’re not leaving unless you have to! This freeze means fewer options for buyers and makes moving for a new job or downsizing way tougher. If you’re house hunting, patience (and maybe a rate drop) is your new best friend. #RealEstate #HomeBuying #MortgageRates00Share
Heather Moore+FollowWhy 6% Mortgages Aren’t Sparking a Home RushSo, mortgage rates just dipped to 6.18%—which sounds like a win, but buyers are still on the sidelines. Even with cheaper loans, folks aren’t lining up at open houses because monthly payments are still sky-high and job worries are real. The real estate market feels more like a waiting room than a shopping spree. If you’re house-hunting, use this lull to negotiate hard or keep saving—don’t feel pressured to jump in just because rates budged. #RealEstate #mortgagerates #homebuying00Share
Matthew Jackson+FollowWhy Homeowners Aren’t Budging—Even With Lower RatesThinking about house hunting now that mortgage rates have dipped? Don’t get too excited—most homeowners are still glued to their current digs. Even with cheaper loans, people are holding onto their low-rate mortgages and comfy routines, so there’s barely anything new to buy. The result? Buyers are stuck fighting over a handful of listings, and prices aren’t really dropping. Until moving feels like a true upgrade, expect this housing standoff to stick around. #RealEstate #housingmarket #mortgagerates00Share
Brad Caldwell+FollowMortgage Rates Drop: Is It Time to Buy?Thinking about buying a home or refinancing? Good news: mortgage rates have dipped below 6% for the first time in a while, thanks to the Fed cutting rates late last year. That means monthly payments are finally getting lighter. If you’ve been waiting for a better deal, now might be your shot—but rates can change fast, so it’s smart to shop around and lock in a rate you like. Even a tiny difference can save you thousands! #RealEstate #MortgageRates #HomeBuying00Share
Samantha Welch+FollowWhy 'Buy Now, Refi Later' Is BackThinking about buying a home but worried about mortgage rates? Here’s the scoop: rates aren’t dropping back to those crazy-low pandemic levels, but they’re not skyrocketing either. That’s why more buyers are grabbing homes now and planning to refinance if rates dip later. The market’s a mixed bag—some neighborhoods are still hot, others are cooling. So, do your homework, negotiate smart, and remember: waiting for the perfect rate could mean missing out on a good deal today. #RealEstate #HomeBuyingTips #MortgageRates00Share
