Emily Rogers+FollowWhy Your Bank Might Seem Less GenerousEver wonder why your local credit union seems to offer better rates or perks than your bank? Turns out, credit unions don’t pay income taxes, while banks do. That means banks have to hustle harder just to keep up, and it could impact what they offer you. The rules were made back in the Great Depression, but now credit unions are big players too. Don’t expect Congress to change things soon—no one wants to look like they’re taxing the little guy, even if he’s running a financial empire! #Business #MakeMoney #MoneyTalk00Share
Samuel Gutierrez+FollowIs Your Retirement Plan Ready for a Plot Twist?Here’s your coffee break reality check: a record wave of Americans are retiring, but the old playbook doesn’t work anymore. With pensions fading out and costs like healthcare and housing rising fast, many folks could run out of money sooner than expected. The big drama? Most of us are counting on Social Security, but future payouts aren’t guaranteed. Time to double-check your savings plan and maybe rethink that early retirement dream! #Business #RetirementReality #MoneyTalk00Share
Joseph Livingston+FollowHow $130K Earners Still Go BrokeEver wonder how someone making $130,000 a year can still feel broke? Turns out, even high earners can drown in debt if they don’t track their spending. On The Ramsey Show, a caller shocked everyone by considering bankruptcy over $25K in debt—when a budget could have fixed it. The real money hack? Know where your cash goes, no matter your paycheck size. Don’t let lifestyle creep eat your wallet! #Business #MakeMoney #MoneyTalk00Share
Samuel Gutierrez+FollowBuffett’s Take: Why a Bigger Tax Refund Beats a Pay RaiseWarren Buffett says if you’re clocking in 40 hours a week, you should be able to pay your bills and then some. But instead of raising the minimum wage, he’s all about boosting your tax refund through a bigger earned income tax credit. The twist? This way, you get more money in your pocket without risking job cuts at your workplace. It’s like getting a bonus from Uncle Sam for showing up and working hard. #Business #WarrenBuffett #MoneyTalk30Share
Paige Douglas+FollowWhy Your Paycheck Matters More Than StocksHeads up: Forget the stock market rollercoaster—what really matters for your wallet is whether you have a job. Economist Justin Wolfers says that since tariffs hit, the U.S. job market has basically frozen, with almost no new jobs created. That means less wiggle room to ask for a raise or switch gigs. If you’re feeling stuck at work, you’re not alone. Watch those job numbers, not just your 401(k)! #Business #MoneyTalk #JobMarket00Share
