James Cook+FollowRoth IRA vs 401(k): Which Grows Your Coffee Fund?Thinking about your future latte budget? Dave Ramsey says Roth IRAs beat 401(k)s because you get to keep more of your money tax-free when you retire. But don’t skip out on your 401(k) match at work—that’s basically free cash for your future self. The big shift? More folks are mixing both accounts to cover all their retirement bases, since each has different limits and perks. Start early, stay consistent, and let your money work while you sip that brew! #Business #MakeMoney #RetirementHacks10Share
James Cook+FollowWhy Louisville families are drowning in debtSeeing a Louisville couple juggling $110K in student loans and 22 credit cards really hits home for anyone feeling squeezed by bills. Christy and her husband thought time would help, but their debt only grew as they raised kids and relied on gig work. Even with five or six days of DoorDash, their income can’t keep up. Dave Ramsey’s warning—“You don’t want to be an 80-year-old Uber driver”—is a wake-up call. How do you balance family, rising costs, and debt without losing hope? Has anyone found a real way out of this cycle? #Business #MakeMoney #Louisville00Share
cody79+FollowWhy Roth Conversions Can Backfire on TaxesThinking about switching your 401(k) or IRA to a Roth for that sweet tax-free retirement? Hold up! If you’re earning big bucks, converting now could mean a monster tax bill that takes years to pay off. The trick is to time conversions for years when your income dips—like early retirement—not when you’re raking it in. And don’t forget: higher income can bump up your Medicare costs, too. Sometimes, waiting is the real money move! #Business #MakeMoney #taxes00Share
cody79+Follow5 Money Habits Boomers Swear By for 2026Thinking about retiring soon or already living the retired life? Boomers are showing us how it’s done: start every year with a budget check, spend on things that matter (not just stuff), and stay flexible when life throws curveballs. One big shift? The government now lets folks in their early 60s supercharge their retirement savings—so if you’re still working, stash away extra cash! And don’t forget those required withdrawals once you hit your 70s. Smart moves for a comfy future! #Business #MakeMoney #MoneyTips10Share
Kathryn Olsen+Follow2026 Tax Season: Why Filing Early WinsHeads up: tax season in 2026 will likely kick off in late January, but don’t wait for the IRS to make it official. With new rules like extra deductions for tips and car loans, plus most refunds going digital, it pays to get your paperwork (W-2s, 1099s, etc.) ready early. Waiting for all your forms means fewer headaches and a faster refund—so your money lands in your account, not in IRS limbo. #Business #MakeMoney #TaxTips60Share
Joseph Livingston+FollowNo, Social Security Checks Aren’t DisappearingHeard the rumor that Social Security paper checks are vanishing? Take a breath—your mailbox isn’t going empty overnight. The government is nudging most folks to use direct deposit or a prepaid card, but if you truly need a paper check, you can still get one. The big shift? Electronic payments are now the go-to, which means fewer lost checks and faster cash in your account. If you’re still old-school, just know your options and don’t panic about sudden changes! #Business #MakeMoney #SocialSecurity10Share
Robyn Anderson+FollowHoliday Hangover: Boomers’ Costly Money MovesEver feel that post-holiday pit in your stomach when you check your bank statement? You’re not alone! Many Boomers are waking up to a “holiday hangover” after splurging on gifts and family gatherings, only to regret it in January. The biggest oops? Swiping credit cards like they’re extra income, then getting hit with sky-high interest. If you dipped into savings or overspent on grandkids, you’re not alone—time to reset that budget and avoid the same trap next year! #Business #MakeMoney #MoneyLifehacks00Share
Robyn Anderson+FollowAtlanta firms join forces for local business boostAtlanta’s small and mid-sized businesses just got a major upgrade: three homegrown firms have merged, pooling their insurance, accounting, and consulting expertise under one roof. This means local business owners can now access a broader range of services—everything from risk management to financial planning—without bouncing between providers. With a new CEO at the helm and big growth plans through 2026, this move could reshape how Atlanta companies manage their bottom line. What do you think—will this make things easier for local entrepreneurs, or is bigger not always better? #Business #MakeMoney #AtlantaBusiness00Share
Kathryn Olsen+FollowWhy Your Paycheck Feels Like It’s DisappearingEver wonder why your bank account never seems to grow, no matter how hard you work? Turns out, it’s not just about your salary—it’s about sneaky money traps like new car payments, oversized mortgages, and those forgotten subscriptions draining your wallet. The real drama? Most of us are living paycheck to paycheck, thanks to these habits. Audit your spending, cut the extras, and invest early—your future self will thank you! #Business #MakeMoney #MoneyLifehacks00Share
Robyn Anderson+FollowHow to File Your 2025 Taxes for FreeTax season is coming, but did you know most people can file their 2025 taxes for free? The IRS has a free file system, but hardly anyone uses it—most folks end up paying around $290 for something they could get for $0. If you made less than $84,000, check out the IRS site for free options like TurboTax Free Edition or My Free Taxes. Filing early? Wait for the IRS to announce the official start date, usually late January. #Business #MakeMoney #taxes00Share
