Willie Morales+FollowAre Your Retirement Savings on Track at 58?Quick coffee break check-in: The average 58-year-old American has about $537K in retirement accounts, but most people actually have much less—around $185K. If your savings aren’t where you hoped, you’re not alone! The big shift? More folks are realizing they need to ramp up savings in their final working years. Now’s the time to bump up your 401(k) contributions, use catch-up options, and rethink your retirement timeline. Small tweaks now can make a big difference later! #Business #MakeMoney #RetirementReady11Share
Joseph Livingston+FollowIs the Stock Market on Shaky Ground?Heads up: While the news loves to talk about the stock market hitting new highs, most of those gains are coming from just a handful of tech giants (think Apple, Amazon, and friends). If one of these big players stumbles, it could shake up everyone’s 401(k). Money hack? Set up automatic investments so you’re buying in regularly, rain or shine. And if you want to level up, consider learning about individual stocks for a shot at bigger gains—just know it takes more homework! #Business #MakeMoney #MoneyHacks00Share
James Cook+FollowApple Card’s Big Move: What’s Changing?Heads up if you use Apple Card! Apple is swapping out Goldman Sachs for Chase as the bank behind your shiny titanium card. The good news? Your 3% cash back and high-yield savings aren’t going anywhere. For now, it’s business as usual, but keep an eye out for updates as the switch happens over the next two years. It’s a big shakeup in how we pay for everything from groceries to gadgets! #Business #MakeMoney #AppleCard00Share
cody79+FollowEver Paid a Weird Charge? You Can Still Fight It!Ever spot a weird charge on your credit card after you’ve already paid the bill? Good news: you can still dispute it! Whether it’s a double charge, a subscription you canceled, or a refund that never showed up, your money isn’t gone for good. Credit card companies actually expect people to catch mistakes late, so don’t be shy about flagging errors. Double-check those statements—your wallet will thank you! #Business #MakeMoney #MoneyHacks00Share
Kathryn Olsen+FollowAre credit card points really worth it for small businesses?Spending $20K a month on business expenses sounds like a perfect setup for racking up credit card rewards, right? But financial guru Dave Ramsey calls those points a 'scam'—not illegal, just a distraction from real business growth. While nearly 90% of small businesses use credit cards for perks like points and payment flexibility, almost half struggle with debt and interest that can wipe out any rewards. The real game-changer, Ramsey says, is staying profitable and debt-free. Do you think rewards are a smart business move, or do they just tempt owners to overspend? Let’s hear your take! #Business #MakeMoney #SmallBusiness00Share
Emily Rogers+FollowHow One Favor Tanked Her Credit ScoreEver thought about letting a family member use your credit card for a quick bill? One woman did—and ended up $8,000 in debt after her mom went on a spending spree. Her credit score dropped nearly 100 points overnight, all because she wanted to help. The lesson? Set clear money boundaries, even with family, and always keep an eye on your accounts. Trust, but verify! #Business #MakeMoney #MoneyMatters00Share
Christine Baxter+FollowCan I Take Out $5,000 Cash Without Trouble?Ever wonder if pulling $5,000 in cash from your bank will land you on some government watchlist? Good news: a single $5,000 withdrawal is usually no big deal—no automatic IRS report gets filed. The real red flag is $10,000 or more in one day, or making a habit of splitting up big withdrawals to dodge that limit. So, if you need cash for a big purchase, just be upfront with your bank and keep your receipts handy. No need to stress over one-off withdrawals! #Business #MakeMoney #MoneyTips54Share
nkent+FollowMy Mom Opened Credit Cards in My Name?!Ever checked your credit report and found cards you never opened—only to realize your mom did it "for emergencies"? Oof. Besides the family drama, this can tank your credit score and mess with your money goals. The move: have a calm chat, set clear boundaries, and suggest a joint emergency fund instead. If she keeps at it, freeze your credit to protect yourself. Your financial future is worth the awkward convo! #Business #MakeMoney #MoneyLifehacks00Share
Diane Carter+FollowRetiring Soon? Don’t Make These Money MistakesThinking about clocking out for good in 2026? Before you start planning endless beach days, watch out for some sneaky retirement slip-ups. For example, cashing out your investments too early might feel safe, but it could leave you with less money to spend on your hobbies or travel later. Also, don’t forget about those healthcare bills—Medicare doesn’t kick in until 65! A little planning now can mean a lot more fun (and less stress) later. #Business #MakeMoney #RetirementTips00Share
Willie Morales+FollowDid Your Paycheck Just Get a Raise?Heads up: If you live in Indiana, Iowa, Mississippi, Missouri, Nebraska, North Carolina, Ohio, or South Carolina, your paycheck might look a little happier in 2026. These states are cutting income taxes, so you’ll keep more of what you earn—whether you’re saving for a vacation or just want some extra grocery money. States are hoping these cuts will attract more people and businesses, but keep an eye out—less tax money could mean changes to local services down the road. #Business #MakeMoney #taxes10Share
