cody79+FollowHow a Roth Move Can Spike Your Medicare BillThinking about converting your IRA to a Roth for that sweet tax-free retirement? Heads up: doing it wrong could mean your Medicare premiums jump by thousands a year. The catch? Medicare looks at your income (MAGI), and a big Roth conversion can push you over the line, triggering a surprise bill. Pro tip: keep conversions just under the Medicare threshold for a smoother ride. It’s not just about taxes—watch your monthly cash flow! #Business #MakeMoney #retirementhacks01Share
Joseph Livingston+FollowBig Tax Refunds: Sweet Now, Sour Later?Heads up: your tax refund might be bigger this year—think a nice bonus for your coffee habit or that weekend getaway. But here’s the catch: all these extra dollars add up to a $3 trillion tab for the country, which could mean less cash for things like Social Security down the road. So, enjoy the windfall, but remember, today’s treat could be tomorrow’s trick for your wallet (and your kids’ wallets, too). #Business #MakeMoney #TaxRefund00Share
Emily Rogers+FollowHow Does Your 401(k) Stack Up at 57?Ever wonder if your 401(k) is on track as you near retirement? The average 57-year-old has about $192K saved, but most people have less—so don’t stress if you’re not there yet. The real money hack? If you’re over 50, you can toss extra cash into your 401(k) with catch-up contributions. Even a few years of maxing out can give your nest egg a serious boost before you clock out for good. #Business #MakeMoney #RetirementReady00Share
cody79+FollowWhy Your Credit Card Bill Never ShrinksEver feel like your credit card balance is stuck on repeat? That’s because even if the Fed lowers rates, your card company keeps their cut sky-high. On a $5,000 balance, you’re racking up over $3 in interest every day, and minimum payments barely make a dent. The trick: pay more than the minimum and tackle your highest-rate cards first. Otherwise, you could be paying for those takeout dinners for decades! #Business #MakeMoney #MoneyHacks10Share
Kathryn Olsen+FollowRetirement Taxes: The Sneaky Wallet DrainerHere’s a coffee break tip: taxes don’t retire when you do! Even after you clock out for good, Uncle Sam still wants a slice—think taxes on your Social Security, withdrawals from your nest egg, and even higher Medicare premiums if you’re not careful. The real money hack? Mix up when and how you take out your cash, use Roth accounts, and time your Social Security to keep more in your pocket. Small moves now can mean fewer tax surprises later! #Business #MakeMoney #RetirementHacks10Share
cody79+FollowSocial Security’s Big Tech Makeover: Ready or Not?Heads up if you or your folks rely on Social Security: the agency is going digital, slimming down local offices, and centralizing everything. That could mean quicker results for some, but if you’re used to fixing problems in person or on paper, brace for longer waits and more online forms. With only a small bump in 2026 benefits, every delay could hit your rent or grocery budget. Time to brush up on your digital skills! #Business #MakeMoney #SocialSecurity00Share
Christine Baxter+FollowHow to Hack Your Way to an 800 Credit ScoreEver wonder how some people score those ultra-low rates on car loans or credit cards? It’s all about that magic 800+ credit score. Only about 1 in 4 Americans get there, but it’s not rocket science: pay bills on time, keep your balances low (think: don’t max out your cards), and don’t go wild applying for new credit. With new rules possibly capping credit card interest, a high score could mean more perks—and less risk of your card getting canceled. #Business #MakeMoney #CreditScore00Share
Joseph Livingston+FollowWhy Your $11K Bank Deposit Isn’t a Red FlagEver freaked out after dropping a big chunk of cash in your bank and hearing about the $10,000 rule? Here’s the scoop: banks have to fill out a form for cash deposits over $10K, but it’s just paperwork—not a sign you’re in trouble. The real no-no? Trying to dodge the rule by splitting up deposits. If your money’s legit and you’re upfront, you’re good. Don’t stress, just keep your receipts! #Business #MakeMoney #MoneyHacks00Share
James Cook+FollowHow a $3,000 Pension Flips Retirement MathImagine having $3,000 land in your account every month, no matter what the market does. That’s the new retirement power move for 2026. With that steady cash, retirees are less stressed about their savings running out and can actually take more chances with the rest of their investments—think more stocks, less worrying about bonds. Plus, Social Security is getting a small bump, so your basics are covered and your portfolio can focus on growing for the long haul. Inflation? Time to look beyond just bonds! #Business #MakeMoney #RetirementHacks00Share
Robyn Anderson+FollowHow to Spend Guilt-Free on Little LuxuriesEver feel guilty about grabbing that fancy coffee or last-minute movie ticket? Here’s a money hack: the 0.01% rule. If something costs less than 0.01% of your net worth, just buy it—no stress, no second-guessing. The real financial drain isn’t the occasional treat, it’s the constant anxiety over every purchase. Set your “worry-free number,” automate your savings, and enjoy the small stuff without regret. Life’s too short to sweat the small swipes! #Business #MakeMoney #MoneyHacks00Share
