Joseph Livingston+FollowCredit card rate cap could shake up Central IllinoisA possible cap on credit card interest rates has folks in Central Illinois buzzing, since it could mean huge savings—imagine monthly payments dropping from nearly $100 to just $42 on a $5,000 balance. But there’s a catch: while this could help many pay off debt faster, it might also make it tougher for some, especially those with lower credit scores, to get approved for new cards. Local credit unions are waiting for clear rules before making changes. Would a rate cap help your family, or do you worry about tighter credit? Let’s talk about what this could mean for our community. #Business #MakeMoney #CentralIllinois00Share
Joseph Livingston+FollowShould You Grab Social Security Early or Wait?Coffee break question: Would you rather get smaller Social Security checks sooner, or wait for bigger ones later? Dave Ramsey says cash in at 62, but Suze Orman says hold out until 70 for fatter monthly payments. The numbers actually back Suze—most folks end up with more money if they wait. But hey, it’s your call: health, savings, and lifestyle all matter. Just don’t sleepwalk into a decision! #Business #MakeMoney #MoneyHacks11Share
Christine Baxter+FollowGas Station Swipe? Watch Your Wallet!Ever filled up your tank and then woke up to a drained bank account? You’re not alone. More drivers are getting hit by sneaky card skimmers at the pump, or seeing their cash frozen by surprise debit holds. Next time you fill up, use credit instead of debit, check for weird devices on the reader, and keep an eye on your bank app. That quick swipe could cost more than your morning coffee! #Business #MakeMoney #MoneyHacks30Share
James Cook+FollowRetiring Debt-Free? Why Cash Still MattersSo, you finally paid off your house and retired with $1.5 million in the bank—sounds like a dream, right? But here’s the twist: having all your money tied up in your home can make things feel tighter than expected. Without easy access to cash, surprise expenses or market dips can get stressful. Sometimes, keeping a little debt and more liquid cash gives you more options and peace of mind in retirement. It’s all about balance, not just zero balances! #Business #MakeMoney #retirementtips00Share
Joseph Livingston+Follow$400M COVID Loan Scandal: Who Gets Burned?Grab your coffee—here’s a wild one: Nearly 7,000 Minnesotans just got the boot from future SBA loans after a $400 million COVID aid scam came to light. The feds say some folks used fake payrolls and shell companies to cash in on pandemic relief. Now, legit small businesses are stuck in limbo, waiting to prove they’re not part of the mess. Heads up: more states could be next! #Business #MakeMoney #COVIDRelief21Share
Christine Baxter+FollowDallas grandma’s $15K returned after public outcryAfter more than a year of waiting, an 83-year-old Dallas grandmother finally got her $15,000 back from Wells Fargo—all thanks to the power of community and local media. Billie Young’s ordeal began when a check she wrote was altered and cashed by someone else, but her fraud claim was denied due to a technicality. It wasn’t until her story hit the news that the bank reversed course and restored her savings. This really shows how speaking up and sharing our stories can make a difference. How do you keep your finances safe from fraud? #Business #MakeMoney #Dallas253Share
Diane Carter+FollowNew $6K Tax Break: More Coffee, Less Worry?Heads up if you or your parents are 65+: there’s a new $6,000 tax deduction coming your way. That could mean an extra $670 back at tax time—enough for a few nice dinners or a year’s worth of streaming. The catch? You need to know about it to claim it, and it’s only for those under certain income limits. So, spread the word before tax season hits! #Business #MakeMoney #TaxTips30Share
Emily Rogers+FollowHow Seniors Can Score a Bigger Tax RefundHeads up if you (or your parents) are 65 or older: there’s a new $6,000 tax deduction coming for the 2025 tax season. That could mean an extra $670 (or more!) back in your pocket, just for being a senior. The catch? Not everyone knows about it, so spread the word! This is a real boost for anyone feeling the pinch from rising grocery or medicine costs. Check if you qualify and don’t leave free money on the table! #Business #MakeMoney #taxrefund30Share
Joseph Livingston+FollowStudent Loan Forgiveness: 2026 Deadline HackHeads up if you’ve got federal student loans: 2026 isn’t just another year. If you’re counting on loan forgiveness, you’ll need to recertify your income and maybe consolidate loans before April 15, 2026. Miss it, and you could lose years of progress or get bumped to higher payments. Set a calendar reminder, keep your paperwork, and don’t ignore those emails—this is one deadline you don’t want to sleep on! #Business #MakeMoney #StudentLoans10Share
James Cook+FollowSocial Security Tricks for a Bigger CheckDid you know your Social Security check could be bigger with just a few smart moves? Most folks just sign up and hope for the best, but a little planning—like timing when you claim, coordinating with your spouse, or even pausing benefits—can mean more money in your pocket. Plus, working a side gig or being strategic about taxes can stretch those dollars further. Don’t leave free money on the table! #Business #MakeMoney #MoneyHacks20Share
