Tag Page Adulting

#Adulting
Dashcamgram

As federal student loan collections restart, many borrowers in default are bracing for a financial hit that could reshape their already tight budgets. Beginning next week, wage garnishment notices are expected to go out, allowing the government to legally take up to 15% of a person’s paycheck after proper notice. While officials say borrowers will have opportunities to act before involuntary collection begins, the reality for many is fear, confusion, and frustration over how quickly missed payments can turn into lost wages. Supporters argue garnishment is necessary to recover taxpayer dollars and bring accountability to the system. Critics say it punishes people who are already struggling, making it harder to cover rent, food, and childcare while pushing them further behind. With thousands expected to be affected in the coming months, the debate is growing louder: does wage garnishment encourage responsibility, or does it deepen a debt crisis that already feels impossible to escape? #StudentLoans #WageGarnishment #StudentDebt #DebtCrisis #FinancialStruggle #MoneyTalk #Economy #PaycheckProblems #Adulting

mcphersonlaura

Are you still sorting lights and darks clothes before you wash them?

This is a classic Millennial dilemma. I grew up with the strict multi-step laundry ritual my parents enforced. We had separate hampers for whites, darks, and towels, and the temperature had to be precisely correct for each load. Now, my spouse and I just throw everything into one machine, run it on cold, and call it efficiency. The arguments are hilarious. On one side, people are militant about sorting to preserve their nice knitwear and avoid the tragedy of a faded white shirt. They argue that sorting makes clothes last 20 years. On the other side, people say modern washers and detergents have made sorting totally obsolete. We are so busy that if we waited to have a full load of just "bright delicates," we would be wearing dirty clothes for a week. There is also a whole sub-group that sorts by what they need to wash hot (towels and underwear) and what they wash cold (all the regular clothes). And then there are the people who just throw everything in and are surprised when they forget a tissue and their dryer looks like a winter wonderland. So where do you stand on the laundry sorting debate? #Millennials #LaundryHacks #Adulting #Chores #DomesticLife

Are you still sorting lights and darks clothes before you wash them?