Here’s a money hack for future retirees: It’s not just about how much you’ve saved, but when you actually retire. If you cash out during a market dip, your nest egg could shrink fast—even if stocks bounce back later. The trick? Keep a year or two of living expenses in bonds or cash, so you’re not forced to sell stocks when prices are down. Flex your spending when markets get rocky, and your retirement could go a lot smoother. #Business #Market #retirementtips