A Chicago-area resident’s truck deal turned into a credit nightmare after a suburban dealership swapped his broken-down truck for a cheaper ride—then changed the terms overnight. When he refused to pay a surprise down payment, the dealer demanded both vehicles back and threatened to report a voluntary repossession, which could haunt his credit for years. The buyer’s story is sparking debate about shady dealership tactics and what rights buyers really have when things go sideways. Anyone else had a dealership try to pull a fast one? What would you do in his shoes? #Cars #Chicago #CarBuying