Thinking about tapping into your home's value? In 2026, a $25,000 home equity loan could run you about $240 to $305 a month, depending on your repayment plan. That’s less than last year, thanks to lower rates. The big win? Home equity loans are cheaper than credit cards, and if you use the cash for home upgrades, you might even score a tax break. Just remember: your house is on the line, so budget wisely! #RealEstate #HomeEquityLoan #MoneyHacks