Heads up, homeowners: insurance companies are getting pickier, and if you can’t prove what you own or how you’ve cared for your place, you could get hit with higher premiums—or even lose coverage. The smart move? Snap photos, save receipts, and keep all your home docs organized now. It’s not just for disasters; having your paperwork ready can help you score discounts, switch insurers fast, or get claims paid quicker. Think of it as your home’s emergency kit for your wallet. #RealEstate #HomeInsurance #MoneyHacks