Heads up if you’re counting on Social Security: a quiet rule change means filing for benefits early could shrink your monthly check more than you expect. The government keeps nudging up the age for “full” benefits, so if you claim at 62, you’ll get a bigger haircut than your parents did. It’s not just fine print—this can mean hundreds less each month, and it’s tough to fix after you’ve filed. Before you pick a date, double-check your numbers and keep some backup savings handy! #Business #MakeMoney #retirementplanning