Remember those pandemic days when mortgage rates were under 3%? If you missed out, you’re not alone—and it’s not getting easier. Home prices have shot up, rates are double what they were, and paychecks haven’t kept up. Experts say unless mortgage rates drop back to record lows, incomes jump by half, or home prices crash, affordable homes are just a dream. For now, renting or staying put might be the real money move. #RealEstate #housingmarket #realestate