Taking a leap to start a business sounds thrilling, but draining your 401(k) could cost you way more than you think. A St. Louis local wanted to cash out her retirement to open a wedding venue, but Dave Ramsey gave her a reality check: early withdrawals mean heavy penalties and lost future growth—sometimes like borrowing at 40% interest! His advice? Pay off personal debt first, and try partnering with an established winery to share the risk. What do you think: Is it ever worth risking your retirement for a big dream, or is slow and steady the way to go? #Business #MakeMoney #StLouis