Vanguard just dropped a reality check for retirees: don’t count on stocks to save the day like they did in the 2010s. They’re suggesting a bigger slice of your portfolio in bonds and cash—think 70%—to weather the next decade’s likely market bumps. The big shift? It’s not about chasing growth anymore, but making sure you don’t have to sell stocks at the worst time just to pay the bills. Time to rethink that old 60/40 rule! #Business #Market #retirementplanning