Here’s a coffee break reality check: America’s $38 trillion debt isn’t just a government headache—it’s starting to hit home for anyone with a mortgage, a 401(k), or even a savings account. JPMorgan says we’re “going broke slowly,” meaning rising interest costs could quietly shrink your nest egg over time. Want to protect your money? Diversify your investments, consider some global options, and don’t sleep on hard assets like gold. Waiting for a crisis headline might be too late—think defense now, not later. #Business #MakeMoney #PersonalFinance