Thinking about lowering your monthly house payment? Mortgage refinance rates are holding steady, with the 30-year fixed rate now at 6.26%. That’s a small dip from last week, which could mean a little extra cash in your pocket each month. The catch? You’ll want to crunch the numbers—refinancing only makes sense if you plan to stay put for a while, since closing costs can eat into your savings. Pro tip: Boost your credit score for even better rates! #RealEstate #MortgageTips #Refinance