Thought the Fed’s rate cut would make home loans cheaper? Not so fast. Mortgage rates are actually up, leaving buyers frustrated and some even backing out of deals. Here’s the twist: mortgage rates follow the bond market, not the Fed’s headline moves. So even if the Fed tries to help, if investors worry about inflation, your monthly payment could still climb. If you’re house hunting, double-check those rates before signing anything! #RealEstate #mortgage #homebuying