Thinking about buying a home or refinancing? Good news: mortgage rates just slipped a bit, with 30-year loans now averaging 6.21%. That’s a nice drop from last year’s 6.72%. More homes are on the market, and sellers are getting flexible with prices. If you’ve got your finances in order, you’ve got more options and a little more bargaining power than last year. Still, it’s not a walk in the park—affordability is tough, especially for first-timers. But if you’re ready, now’s a better time to shop around. #RealEstate #mortgage # #realestate