Thinking about a big home project or covering college bills? Thanks to the Fed’s December rate cut, borrowing $90,000 against your home just got a bit cheaper—monthly payments now range from $867 to $1,100, saving you up to $20 a month compared to earlier this year. That’s hundreds back in your pocket over time! Just remember, your house is on the line, so budget smart and check if your project qualifies for a tax break on the interest. #RealEstate #HomeEquityLoan #MoneyHacks