Thinking about clocking out at 64 instead of 65? That one year could cost you over $1,600 a year in Social Security checks—money you might want for coffee runs or streaming subscriptions. The earlier you claim, the less you get for life. If you can hang on until 65 (or even 70), your monthly payout grows. It’s like waiting for a sale—patience pays off big time in retirement! #Business #MakeMoney #SocialSecurity