Thinking about cashing in your Social Security early? Hold up! Grabbing those checks at 62 might sound sweet, but it can shrink your monthly payout for life. Plus, if you and your spouse don’t coordinate, you could leave money on the table. Social Security isn’t meant to cover all your bills, and taxes can take a bite, too. Double-check your earnings record every year so you don’t miss out. A little planning now means more coffee money later! #Business #MakeMoney #SocialSecurity