Thinking about grabbing Social Security at 62 and investing it all? Dave Ramsey says go for it, but real talk: most of us need that cash for groceries and bills, not the stock market. Waiting until 70 means bigger monthly checks—think $2,480 instead of $1,400. Plus, there’s zero risk compared to playing the market. If you want guaranteed income, annuities are looking better than ever. Sometimes slow and steady really does win the retirement race. #Business #MakeMoney #SocialSecurity