Thinking about refinancing your home? Heads up: mortgage refinance rates just ticked up again, with 30-year rates now at 6.42%. That means if you’re hoping to lower your monthly payment, you might want to hold off for a better deal. The market’s in a holding pattern, so use this time to boost your credit score or pay down debt—your future self (and wallet) will thank you when rates drop! #RealEstate #MortgageRates #RefinanceTips