Heads up: more Americans are missing mortgage payments, and foreclosures are up over 20% from last year. That means banks are taking back more homes, and these cheaper, bank-owned houses can drag down the value of everyone’s property nearby. If you’re a homeowner, keep an eye on your neighborhood—this trend could hit your home’s value. For buyers, deals might pop up, but it’s a sign that many folks are struggling with high costs. Budget wisely! #RealEstate #housingmarket #foreclosure