Here’s the coffee break scoop: Dave Ramsey says grab your Social Security check the minute you hit 62—more years to spend and invest! But other money pros say, wait until 70 for bigger monthly payouts. The real-life twist? If you’re disciplined and love investing, early might work. But if you want a guaranteed bump (and maybe live long), waiting pays off. No one-size-fits-all—your health, savings, and spending habits matter most. So, which would you pick? #Business #MakeMoney #retirementplanning