Ever get that surprise bump in your mortgage bill? You’re not alone—this winter, more homeowners are seeing their monthly payments go up after routine mortgage audits. Blame rising property taxes and insurance costs. If you’re retired or on a fixed income, these hikes can really sting. Pro tip: Check your escrow account and insurance regularly so you’re not caught off guard. A little attention now can save you a lot of hassle later! #RealEstate #HomeFinance #MortgageTips