Heads up: Wall Street’s biggest banks now think the Fed will cut interest rates in December. Translation? Your credit card rates and loan payments could get a little lighter just in time for the holidays. This flip-flop from JP Morgan and Goldman Sachs is all about recent Fed hints and a cooling job market. If you’re thinking about refinancing or making a big purchase, keep an eye on those rates—they might finally be headed down! #Business #Market #FedRateCut