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justme

7 Medical Services That Lost Full Coverage This Quarter By Teri Monroe, 16 hrs ago Saving Saving Advice Follow https://img.particlenews.com/image.php?url=00YLMq_18LxBVHB00 Image Source: Shutterstock The definition of “medically necessary” is shrinking rapidly. Insurance companies are quietly rewriting their coverage policies to save money. Services that were fully covered last year now come with a price tag. This shift often happens mid-contract without a clear warning to patients. You arrive for a routine appointment expecting a zero-dollar copay. You leave with a bill for hundreds of dollars. This quarter has seen a spike in denials for routine diagnostics and comfort measures. Insurers are classifying formerly standard procedures as “lifestyle” choices or “investigational.” They shift the financial burden entirely to the patient. If you have an appointment scheduled for any of the following, check your coverage immediately. You may need to sign a waiver agreeing to pay cash. Routine Vitamin D Testing Doctors often add this test to your annual blood work. Insurers have decided it is largely unnecessary for the general population. Many plans now classify routine Vitamin D screening as investigational without a specific diagnosis. You need a documented history of osteoporosis or kidney disease to qualify. If you just want to check your levels, you will pay the full lab fee. This can range from $50 to $200 per test. Deep Sedation for Colonoscopies Colorectal cancer screenings are free under federal law. The anesthesia used during them is not always covered. Many insurers now refuse to pay for Propofol, known as deep sedation, for average-risk patients. They argue that cheaper “conscious sedation” is sufficient. If you want to be completely asleep, you may have to pay the anesthesia surcharge yourself. This out-of-pocket cost can exceed $500.

justme

Panic attack and anxiety attacks the secret disease. No one wants to share it. No one wants to talk about it. No one wants to see it. It embarrasses people. No one understands it. There is no compassion like it would be if you broke your arm or your leg. The worst judge is usually ones self . people are considered cowards if they’re afraid but it’s not a normal fear. It’s more than that. It’s a feeling like you’re dying. It’s a feeling no one can understand or comprehend not even the person that is happening. No one wants it. No one wants to live like that. No one wants a limited life so maybe if you know someone that is suffering for panic attacks and anxiety. Maybe you can give them a little compassion and a little less judgment they have enough judgment, judging their own self for what they can’t overcome.

Stacey

Doctors just don’t understand patients. That’s so true and when you tell a doctor you don’t want a temporary solution to a permanent problem they get angry and automatically assume you’re a surgery junkie. It’s crazy, I can justify all of my health issues, from terminal cancer all the way down to a torn rotator cuff and that’s the least of my problems 🤦‍♀️. Yet the doctors are getting mad at me because I’m not on narcotics and don’t want to be because I don’t want to be drugged up and pushed aside. I take too many pills already, narcotics are going to do what for bone pain from cancer? I just wish I could give the doctors a brief exposure to what I feel constantly so they would understand. Maybe that would change their perspective and their treatment of patients. Could you imagine if every patient went in and the doctor had to feel everything we felt, even for a brief moment. Oh that would be a game changer😲!

Category: Health - Page 37 | LocalAll